Technical Debt is a metaphor, coined by Ward Cunningham, that frames how to think about dealing with this cruft, thinking of it like a financial debt. Image reference is from Martin Fowler's wiki.
The danger here is that most of the time this analysis isn't done well. Cruft has a quick impact, slowing down the very new features that are needed quickly. Teams who do this end up maxing out all their credit cards, but still delivering later than they would have done had they put the effort into higher internal quality.
As I'm working in SAFe Agile model, wishing to leverage Tech Debt theory in right way.
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